There’s an app for almost everything these days, enabling a host of conveniences on your smartphone that many people would never have thought possible.
For instance, keeping track of your personal finances is now easier than ever with a raft of apps that enable you to transfer money, pay bills and monitor your daily spending, all from your smartphone.
Of course, when it comes to entering sensitive information, such as bank usernames and passwords, its vital these are kept as secure as possible - it’s important to remember that as mobile technology gets smarter, so do criminals.
Here we take a look at five of the best, most secure apps currently available in the Google Play Store that can be downloaded on to your Android device, such as a Samsung Galaxy S4 or HTC One, to get you back on the road to financial security.
This is one of the best free apps to help you manage your money, pulling together all your personal finances into one easy to reach place so you can keep track of your money on the go.
The simple user interface makes it even easier to complete all manner of tasks from monitoring your spending habits, creating a personal budget and accessing a range of tips on how to save money.
Each transaction can be categorized into sections and converted into graphs so it’s even easier to see where your money is going. Email and text alerts can also be set up to notify users of upcoming bills, when balances start to drop and if it detects any unusual activity within an account.
Despite being very text heavy this app is a great tool for freelancers or contract workers needing to keep track of the hours they’ve worked as well as their daily expenses.
The data collated by the app can then be used to generate invoices and spreadsheets. And, thanks to a range of customization options documents can be edited before converting into a PDF file to send directly to customers. Note that there is also a free version available.
Individual profiles can be set up for each client, so you can clock in and out of jobs and track expenses individually. The app will set you back a download fee of $6.99, but for the amount of features on board it seems worth it in the long run.
This is a personal finance management app made fun! It logs bills and expenses in line with your yearly income, and determines the areas where you should start cutting back and making savings.
The gaming like interface is designed to stimulate smart budgeting, while a range of filters ensure that only the most relevant information is displayed on the main home screen.
All figures are color coded and can be brought together in a monthly report which are all stored with in the app and can be backed up, so users can really keep track of where their money’s going over long periods of time.
Red Laser Barcode and QR Scanner
This free shopping app doesn’t monitor your finances but it’s a great way to help you start cutting back on the money you spend.
Featuring a barcode scanner the app compares prices of products from millions of online and local retailers, to find you the best deal. Once you’ve found an item it can be ordered instantly to be delivered to your home address or a nearby store.
Store loyalty cards can also be scanned in and shared with friends and family who also have the app, enabling you to work together in your mission to bring down your monthly outgoings.
The PayPal app lets you enjoy all the benefits of the online payment service on the go, allowing you to send and request money in the tap of a button, so you’re never out of pocket or in debt.
Users can manage accounts, check balances, withdraw funds and view past transactions wherever they are. However the app only stores recent transactions, so if you need to look back at your history you will need to access your account on a web browser.
A ‘local’ feature sits on board so you can also see others in your area that also use PayPal, making it even easier to transfer or receive money at short notice. A free card reader is also provided to ensure all payments are secure as possible.
So, if you’re in need of a helping hand to start saving money and require some assistance in making those all important cutbacks, then these are just some of the apps that will go a long way to ensuring you’re never left out of pocket.
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“The best Android apps are reviewed by AndroidAppsReview.com“
Guest Author: Sarah Hazelwood of Dialaphone, the home of all the latest smartphones at great prices.
